York Region Home Sellers: Understanding Real Estate Commissions & Agent Expenses

Thinking about selling your home in York Region? Before choosing a real estate agent, it's important to understand how real estate commissions work and what services are included.

When you hire a listing agent in GTA (Toronto, North York, Forest Hill), York Region (Markham, Richmond Hill, Aurora, Newmarket, Queensville, King City, Stouffville) , the listing brokerage receives the commission and then pays the buyer’s brokerage their portion. From there, the commission is split between the brokerages and their agents.

Agents Are Not Paid Until Your Home Closes

Unlike other professionals, real estate agents do not get paid upfront. We only receive our commission after your home has officially closed, meaning we invest our time, money, and resources with no guarantee of payment.

What Does Your Real Estate Agent Cover?

As a seller’s agent, most will cover the upfront costs to market and sell your home for top dollar, including:
✅ Professional Photography & Videography – High-quality images, videos, and drone footage to showcase your property.
✅ Home Staging – Helping your home stand out to attract serious buyers.
✅ Targeted Marketing & Advertising – Paid social media ads, flyers, and online promotions to maximize exposure.
✅ Open Houses & Private Showings – Ensuring more potential buyers see your home.
✅ Buyer Prospecting & Follow-Ups – Reaching out to agents and buyers actively looking for homes in York Region.
✅ Time, Gas & Travel – Managing in-person showings and meetings.
✅ Expert Negotiations & Paperwork – Handling offers, contracts, and legal documents.

These services come out of the agent’s commission. However, the services included may vary based on the commission negotiated, meaning some may not be available with lower commission agreements, or will lower their commission with fewer services.  

Additional Expenses Real Estate Agents Pay

On top of marketing and selling costs, agents also cover:
- Brokerage Fees – A portion of the commission paid to the brokerage.
- Royalty Fees – If applicable, for national brand affiliations.
- Annual Licensing & Education Costs – Required for legal compliance and training.                                                         -Office & Admin Fees – Transaction processing, document storage, and office space.

Choosing the Right Real Estate Agent in York Region

Some discount brokerages offer lower commissions but cut back on marketing, negotiation, and service quality. If you want to sell your home fast and for the highest price, work with an agent who invests in your success.

📞 Thinking about selling your home in GTA,York Region, Simcoe, Durham? Let’s discuss how I can help you get the best price for your home. Contact me - Bessie today!

Selling your home is an exciting journey, but it’s important to be prepared for the costs involved. Understanding these expenses upfront can help you budget wisely and maximize your profits. As your trusted real estate professional, I’m here to guide you every step of the way—ensuring a smooth and stress-free selling experience. Let’s break down the common costs associated with selling a home in Ontario.

1. Real Estate Commission

One of the biggest expenses when selling your home is the real estate commission. In Ontario, the commission is typically a percentage of the final sale price, split between the listing agent and the buyer’s agent. While commission rates vary, they generally range from 4% to 5% of the sale price.

With my expertise, you’ll get top-notch marketing, expert negotiation, and a seamless selling process to ensure you get the best possible price for your home.

2. Legal Fees

Hiring a real estate lawyer is essential to handle paperwork, review contracts, and ensure a smooth closing. Legal fees for selling a home in Ontario typically range from $1,000 to $2,500, depending on the complexity of the transaction.

3. Mortgage Penalties (If Applicable)

If you’re breaking your mortgage before the term ends, your lender may charge a penalty. This can be either three months' worth of interest or an Interest Rate Differential (IRD), which can be higher. I can help you connect with mortgage professionals who can provide clarity on your specific situation.

4. Home Staging & Repairs

First impressions matter! To attract buyers and secure the best price, you might need to invest in staging and minor repairs. Professional staging can cost anywhere from $1,500 to $5,000, but even small updates like painting and landscaping can make a big difference. As part of my service, I provide guidance on cost-effective improvements that maximize your home’s value.

5. Moving Costs

Whether you're hiring professional movers or renting a truck, moving costs can add up. Depending on the distance and amount of belongings, expect to spend anywhere from $500 to $5,000. I can connect you with trusted moving services to make your transition smoother.

6. Property Taxes & Utility Bills

You must pay property taxes and utility bills up until the closing date. If you've prepaid your property taxes, you may receive a refund from the buyer for any overpaid amounts.

7. Capital Gains Tax (If Applicable)

If the home you're selling is your primary residence, you won’t have to pay capital gains tax. However, if it's an investment property, you may owe taxes on any profit earned. I can help you navigate this process by connecting you with financial professionals who can provide expert tax advice.

Let’s Maximize Your Home Sale Together!

Selling your home doesn’t have to be overwhelming. With my expert guidance, strategic marketing, and dedication to your success, you’ll get the best results with ease.

🔹 Want to know what your home is worth?

I offer a free, no-obligation home evaluation to help you determine your home’s market value and provide personalized selling strategies.

📞 Contact me - Bessie Correa today, and let’s get started!

If you're selling a home in Ontario, understanding real estate commission structures is key to planning your sale effectively. Knowing how listing agents get paid can help you set the right expectations and make informed financial decisions. Here’s everything you need to know about the commission process and why working with the right agent can make a difference in your home-selling experience.

What is a Listing Agent?

In Ontario, listing agents have a legal responsibility to act in the best interests of their clients. This means they must provide honest advice, maintain confidentiality, disclose all relevant information, and negotiate the best possible terms for the seller. Agents role is to ensure a smooth and fair transaction while upholding professional and ethical standards. A listing agent, also known as a seller’s agent, represents homeowners who want to sell their property. Their job is to market the home, attract buyers, negotiate offers, and ensure a smooth closing process.

How Do Listing Agents Get Paid?

In Ontario, listing agents typically work on commission, which is a percentage of the final sale price of the home. This commission is agreed upon between the seller and the real estate agent before listing the property.

Who Pays the Commission?

The seller usually pays the total commission, which is then split between the listing agent and the buyer’s agent. The standard real estate commission in Ontario varies based on the agreement with your agent.

How is Commission Split?

The total commission is typically divided between the listing brokerage and the buyer’s brokerage. The specific split can vary depending on the agreement between the seller and the listing agent, as well as industry standards in the local market.

Can You Negotiate Commission?

Real estate commissions can be negotiated, but it depends on the agreement between the agent and the client. A reduction in commission may result in adjustments to the services offered. It's important to discuss with your agent to ensure you receive the level of service needed to sell your home effectively. 

What Services Do Listing Agents Provide?

Keep in mind that to obtain the best price for your home, an agent's role is to drive traffic to your property through strategic marketing and exposure. Many brokerages also offer 24/7 office access and weekend services to ensure maximum availability and support for their clients.

Why Work with Bessie Correa as Your Listing Agent?

Building an alliance with my clients and keeping them informed is my top priority. I believe in strong communication, trust, and providing regular updates so you always know what’s happening with your home sale. As an experienced real estate agent, I bring strong negotiation skills to the table to ensure you get the best deal possible. I am extremely communicative, keeping you informed every step of the way, and providing regular updates on showings, market conditions, and buyer feedback. My goal is to make the selling process seamless and stress-free while maximizing your home's value.

In addition, I provide:

• Building a strong alliance with my clients to ensure trust and transparency throughout the process

• Regular communication and updates to keep you informed every step of the way

• Exceptional customer service to guide you through every step of the sale

• Buyer follow-up to keep potential buyers engaged and interested

• Strong agent connections to maximize your home's visibility and reach

• 24/7 office access and weekend services for continuous support### Why Work with Bessie Correa as Your Listing Agent? As an experienced real estate agent, I bring strong negotiation skills to the table to ensure you get the best deal possible. I am extremely communicative, keeping you informed every step of the way, and providing regular updates on showings, market conditions, and buyer feedback. My goal is to make the selling process seamless and stress-free while maximizing your home's value.

•  Offer 24/7 office access and weekend services to ensure maximum availability and support for their clients.

Final Thoughts

If you’re planning to sell your home in Toront (GTA), Richmond Hill, Aurora, King City, Newmarket, Stouffville, Markham, Georgian, York Region, Simcoe knowing the commission structure and offerings is an important part of your financial planning. Working with a dedicated and knowledgeable agent can help you navigate the process smoothly and maximize your sale. If you’re looking for expert guidance and top-notch service, contact me Bessie Correa today—I’d love to help!

Selling your home in Toronto, Aurora, Newmarket, Richmond Hill, King City, or Simcoe is an exciting journey. However, preparing it for the market is key to attracting buyers and securing top dollar. Follow these essential steps to ensure your home is ready to shine!

1. Declutter & Depersonalize

Buyers need to envision themselves living in your space. Remove personal items, excess furniture, and anything that makes the home feel cluttered. A clean, neutral space creates a welcoming atmosphere.

2. Deep Clean Every Corner

A spotless home leaves a lasting impression. Pay extra attention to kitchens, bathrooms, and floors. Consider professional cleaning services to ensure a pristine look.

3. Make Necessary Repairs

Fix leaky faucets, squeaky doors, chipped paint, and any other minor issues. Small repairs can make a big difference in how your home is perceived.

4. Enhance Curb Appeal

First impressions matter! Mow the lawn, trim bushes, plant flowers, and power wash the driveway. A well-maintained exterior sets the tone for what’s inside.

5. Stage for Success

Staging helps highlight your home’s best features. Arrange furniture to maximize space and light, add fresh flowers, and use neutral decor to appeal to a wide range of buyers.

6. Brighten Up the Space

Let in natural light by opening curtains and blinds. Replace dim or outdated light fixtures with bright, modern options to create a warm and inviting feel.

7. Neutralize Paint Colors

Bold colours may not suit every buyer’s taste. A fresh coat of neutral paint makes rooms look bigger and more inviting.

8. Create a Welcoming Scent

Unpleasant odours can turn buyers away. Open windows for fresh air, use subtle air fresheners and bake something light like cookies before showings.

9. Take High-Quality Photos

Most buyers start their search online, so stunning listing photos are crucial. Hire a professional photographer or use natural light to capture your home’s best angles.

10. Work with a Real Estate Professional

An experienced real estate agent specializing in Toronto, Aurora, Newmarket, Richmond Hill, King City, and Simcoe will provide expert guidance, market your home effectively, and negotiate the best deal. Partnering with the right listing agent ensures a smooth and successful sale.

Ready to List? Let’s Talk! Are you thinking about selling? I’m here to help you navigate the process and get the best results. Contact me today for a free consultation and expert real estate advice in Toronto, Aurora, Newmarket, Richmond Hill, King City, Markham, Simcoe and the surrounding area!

Are you a homeowner in the Greater Toronto Area (GTA) or York Region, specifically in Aurora, Richmond Hill, King City, Newmarket, Queensville, Markham, or surrounding areas, considering selling your home? Preparing your property for sale is a critical step to ensuring you get the best value for your home. Whether you're in a bustling urban area like Richmond Hill or a more tranquil neighbourhood like King City, I’m here to guide you through the process and help you sell your home for top dollar.

1. Before Hiring an Agent: Check Your Financing Options

If you’re considering downsizing or “right-sizing” your home, one of the most important steps is to check with your lender regarding your budget. If your desired next home is a later move in terms of financing, and you currently hold a mortgage, your lender may allow you to port your mortgage to your new property. This is an excellent option if you have a favourable interest rate.

However, it’s important to note that your lender may not offer this option, but there will be other options available to help navigate the financial side of the real estate lifestyle process. If you require additional funds, a blanket mortgage may be an option to finance both properties (the one you’re selling and the one you’re purchasing). Your mortgage agent or lender will be your expert advisor here and can guide you through your specific options.

Having a real estate agent involved in this conversation early is a great idea. I can help you navigate the process, ensuring that you have a clear understanding of your budget and potential new home, all while ensuring the sale of your current property is seamless. Whether you're in a bustling urban area like Richmond Hill or a more tranquil neighborhood like King City, I’m here to guide you through the process and help you sell your home for top dollar.

2. Start with a Home Evaluation: Know Your Property’s Worth

Before you list your home in Aurora, Richmond Hill, King City, Newmarket, Queensville, Markham, or anywhere else in the GTA or York Region, it’s important to understand your home’s market value. A professional home evaluation will give you the insight you need to price your property correctly.

Why this matters:

Pricing your home right is crucial for attracting qualified buyers. If your home is priced too high, it might scare potential buyers away, while pricing too low could leave money on the table. I offer free, no-obligation home evaluations tailored to homes in your neighborhood, whether it’s in King City’s peaceful surroundings or the dynamic real estate market of Richmond Hill.

3. Declutter and Depersonalize Your Home

One of the first steps in preparing your home for sale is decluttering and depersonalizing your space. Potential buyers need to see themselves living in your home, and a clutter-free, neutral environment makes this much easier.

Tips:

• Clear surfaces like countertops and shelves.

• Remove personal items such as family photos or unique décor that may distract buyers.

• Clear out your closets and cabinets to create the illusion of more storage space and give the buyers a sense of the available storage in your home.

• Hire a professional cleaning service to ensure your home is spotless and ready for showings.

4. Make Necessary Repairs and Upgrades

Before listing your home, take the time to address any necessary repairs or maintenance issues. Buyers may notice small deficiencies like a leaky faucet or cracked tiles, which can impact their impression of the property.

Areas to focus on:

• Fix any minor repairs (e.g., leaky faucets, cracked tiles).

• Touch up any chipped paint or scuff marks on the walls.

• Consider upgrading key areas like your kitchen or bathroom to increase your home’s appeal and value.

5. Staging Your Home to Maximize Appeal

Staging is one of the most effective ways to present your home in its best light. By showcasing your property’s potential, you make it easier for buyers to imagine themselves living there.

How I can help:

Bessie Correa works with professional stagers who specialize in homes in Aurora, Richmond Hill, King City, Newmarket, Queensville, Markham, and the GTA. Whether it’s arranging furniture, adding décor, or highlighting your home’s best features, staging can make a significant difference in how quickly your home sells and for what price.

6. Clean and Organize Your Home for Showings

Buyers will be looking at every detail, so it’s important to ensure your home is clean and organized. A tidy home gives buyers confidence that the property has been well-maintained.

Areas to focus on:

• Deep clean carpets, windows, and bathrooms.

• Organize closets and storage spaces to make them appear larger and more functional.

• Ensure each room is bright, clean, and inviting to potential buyers.

7. Choose the Right Real Estate Agent

Bessie Correa specializes in selling homes in the GTA, including Aurora, Richmond Hill, King City, Newmarket, Queensville, Markham, and other areas in York Region and Toronto. As an expert in these local markets, she understands the nuances that make each neighbourhood unique.

Why Choose Bessie Correa:

You are always at my best interest. I represent you, and I take that seriously. My extensive professional career training brings ultimate client care— you will never be left in the dark. I ensure consistent check-ins and keep you informed with buyer feedback throughout the process. With me, you’ll receive personalized attention every step of the way, ensuring a smooth and successful transaction.

Communication, trust, and loyalty are the key to success in every real estate transaction. I am a negotiator who goes to bat for you, ensuring you get the best deal possible. Whether it's navigating offers or addressing challenges that come up, I’m here to ensure your interests are always protected.

Ready to List? Set Up Your Free Consultation Today!

If you’re ready to list your home in Aurora, Richmond Hill, King City, Newmarket, Queensville, Markham, or anywhere in the GTA or York Region, contact me for a free, no-obligation consultation. I’ll provide a comprehensive evaluation of your home and create a customized strategy to help you sell quickly and at the best price.

Contact Bessie Correa to book your consultation today, Let’s work together to make your home-selling experience a success!

If you’re looking for a vibrant and welcoming place to call home, York Region offers a wide variety of communities that cater to every lifestyle. From family-friendly neighborhoods to serene countryside escapes, each area has its own unique charm and amenities. Let’s explore the best that York Region has to offer and help you find your dream home.

Aurora: Suburban Living at Its Best

Aurora is ideal for those seeking a quieter suburban lifestyle while still enjoying modern amenities. This charming town features a vibrant downtown core filled with boutique shops, cozy cafes, and local restaurants. Families are drawn to Aurora for its top-rated schools, including options with international baccalaureate (IB) programs, which offer a globally recognized curriculum for academic excellence. Aurora is also home to world-renowned private schools such as St. Andrew’s College, a prestigious all-boys school known for its academic rigor and exceptional extracurricular programs, and the newly built St. Anne’s School for girls, offering state-of-the-art facilities and a strong focus on empowering young women.

Additionally, Aurora's GO Transit station provides convenient access to downtown Toronto, making it a commuter-friendly location. Nature lovers will enjoy the Aurora Arboretum and the Nokiidaa Trail, perfect for hiking, biking, and family outings. Housing options include energy-efficient new builds and established neighborhoods with spacious lots and mature trees. Aurora seamlessly blends tradition with growth, making it a top choice for homebuyers.

Richmond Hill: A Thriving Community with Something for Everyone

Richmond Hill is at the heart of York Region and offers an exceptional quality of life for families, professionals, and retirees alike. With lush parks like Mill Pond and Lake Wilcox Park, residents can enjoy scenic trails, playgrounds, and water activities. Richmond Green Sports Centre and Park is a recreational hub with sports fields, an ice rink, and spaces for community events. The Richmond Hill Centre for the Performing Arts hosts cultural events year-round, enhancing the area’s vibrant lifestyle.

Education is a priority in Richmond Hill, with excellent public and private schools, including specialized programs like arts-focused curricula and international baccalaureate options. Neighborhoods such as Oak Ridges, Bayview Hill, and Jefferson offer diverse housing options, including modern condos, charming bungalows, and luxury homes. Convenient access to highways and GO Transit makes Richmond Hill a perfect choice for commuters.

Markham: Innovation and Tradition Combined

Markham is a dynamic city that blends innovation with a rich cultural heritage. Known as Canada’s high-tech capital, it’s home to numerous technology companies and a thriving economy. Families are drawn to its highly-rated schools, including Bill Crothers Secondary School, an athletic-focused institution that supports young athletes in pursuing their academic and sports goals.

Markham also boasts charming neighborhoods like Unionville, with its historic Main Street, and newer developments in Cornell. Swan Lake, a gated adult lifestyle community, offers tranquil surroundings, walking trails, and scenic views—perfect for those seeking a peaceful yet connected lifestyle.

Public transit is excellent, with YRT, VIVA bus services, and GO Transit providing seamless connections to Toronto and neighboring areas. From its cultural events to modern amenities, Markham is a top choice for families and professionals.

Vaughan: Dynamic Living with Urban Convenience

Vaughan is one of the fastest-growing cities in Ontario, offering world-class attractions like Canada’s Wonderland and Vaughan Mills. Families enjoy access to excellent schools and recreational facilities, including the North Thornhill Community Centre and numerous sports leagues. Vaughan’s transit network is exceptional, with the TTC subway extension and GO Transit services connecting residents to Toronto and beyond. The housing market in Vaughan is diverse, featuring modern condos near the Vaughan Metropolitan Centre and luxury homes in neighborhoods like Kleinburg and Woodbridge. This connectivity, combined with its vibrant lifestyle, makes Vaughan a top choice for those seeking urban convenience without living downtown.

Newmarket, Sharon, and Queensville: Growing Communities with Suburban Charm

Newmarket, along with the neighboring areas of Sharon and Queensville, offers a unique mix of suburban charm and modern conveniences. Newmarket’s historic Main Street is a hub for boutique shopping, local restaurants, and seasonal events, such as the Newmarket Ice Lounge, creating a vibrant sense of community. Families benefit from highly-rated schools, libraries, and recreational programs, making it an excellent place to raise children.

Sharon and Queensville, located just minutes from Newmarket, are expanding with new residential developments that cater to families, professionals, and retirees. These areas feature spacious homes, master-planned communities, and access to scenic parks and trails.

Transit in this region is a major advantage, with the Newmarket GO Station and nearby East Gwillimbury GO Station offering convenient access to Toronto and other parts of York Region. The upcoming Highway 404 extension makes commuting even easier, ensuring these communities remain well-connected.

Whether you’re looking for a vibrant town atmosphere in Newmarket or the tranquility of Sharon and Queensville, this area offers housing options to suit every lifestyle and budget.

King City: Tranquil Countryside with Modern Comforts

King City is a picturesque community known for its rolling hills, equestrian facilities, and serene green spaces. It’s perfect for families and professionals seeking a quieter lifestyle while staying connected to urban centers. The area boasts top-rated schools, including King City Secondary School, and several private institutions.

Residents enjoy outdoor activities at Cold Creek Conservation Area and King Township’s many parks and trails. Housing options range from luxurious estate homes to newly built townhomes in master-planned communities, offering something for everyone.

Let Me Help You Find Your Perfect Home in York Region

As a local real estate agent and experienced listing agent, I specialize in helping clients sell their current homes and transition seamlessly into their dream homes in GTA, York Region’s most desirable neighbourhoods. Whether you’re buying your first home, upsizing, or downsizing, I’m here to provide personalized advice, expert marketing strategies, and market insights tailored to your needs.

With my proven track record as a trusted listing agent, I ensure your home sells quickly and at the best possible price. When it comes to finding your next home, I’ll guide you through every step of the process, from evaluating neighborhoods to closing the deal.

Ready to make your move? Contact me today to start your journey. Let’s work together to achieve your real estate goals and find the perfect community to call home.

Contact Bessie Correa: Your York Region Home matchmaker

Let’s make your real estate goals a reality. Let’s work together to find your perfect home in York Region. Your dream lifestyle awaits!

Its that time of the year again! Winter!

Preparing Ontario home for the winter can be daunting. Starting early before snowfall and taking time between jobs will make it much more manageable.

Winter preparation keeps you out of the cold, keeps money in your pocket through energy savings and keeps your home running efficiently.

Below are 6 ways to winterize your Ontario home; 

1. Maintain machines and appliances

Having your furnace and ventilation system serviced by a professional in the fall can prevent potential emergency calls when the temperature drops. 

For improved air quality throughout your home, have your ducts cleaned annually before the onset of cold weather. Outdoor air conditioning units should be covered properly and their power disconnected during the off-season. While you’re at it, cover any lawn furniture or landscaping that will be exposed to the elements.

Conduct a thorough inspection on your yard tools too – drain fuel from your lawn mower and water from your pressure washer, and complete a maintenance check on your snowblower. This will prolong their lifespan and ensure they work efficiently when you need them. If you heat your home with wood, oil or propane, be sure to top up your supply before the cold months hit.

2. Seal windows, doors, decks and concrete

If the caulking or weather stripping around your windows and doors is cracked, it can let cold air and moisture in, damaging window sills while causing mildew, mold and significant heat loss. Repair and replace what is necessary and cover older windows with a protective window film until they can be replaced.

Decks, driveways and concrete surfaces are not impermeable. Purchase proper sealants or stains that you can apply yourself before ice and snow arrives, or hire a professional. Preserving the integrity of these large surfaces will only serve you in the long run, saving you from major repairs or full replacements.

3. Outside water

Before draining your pipes, disconnecting hoses or winterizing your  sprinkler system, always turn off the outside water supply. Leaving the outside water on during winter can cause pipes to burst, leading to flooding and damage to your property. If you haven’t already, you may want to consider insulating your water pipes, especially if you leave a summer home unattended off-season or vacation for extended periods of time in the winter months.

4. Check your gutters

Make sure the gutters are in good condition and properly secured to your home. Prevent damage by clearing out debris to allow snow to melt and drain easily, and point the downspout away from your home. Water should always be moving away from your property to avoid flooding and water damage.

Gutter guards are a worthy investment, as they can help to keep debris and pests out. Clogged gutters can result in leaks that lead to mold and mildew, and act as a breeding ground for mosquitoes and bacteria.

5. Tend to the attic

Pests can cause damage to your home and your health. Safeguard your attic from birds and rodents who may move in during the winter by checking for access points and placing a screen under any vent. Contact pest control if you suspect an infestation.

To keep warm air from escaping through your roof, determine the R-Value of your current attic insulation and add more to areas not properly insulated, or completely replace the insulation if needed. For added warmth and energy efficiency, you can add insulation to your garage doors and basement.

6. Inspect your smoke detectors

This important task is not limited to just one season… Inspect your smoke and carbon monoxide detectors monthly, replacing batteries and cleaning them when necessary. Smart home devices can be installed to continuously monitor smoke detectors (and much more), providing added peace of mind.

If some of these tasks are not within your skillset or you simply don’t have the time, hire a general contractor for the small jobs and a certified technician for specialized tasks, such as inspecting the furnace.

Finally! Spring is just around the corner, GTA friends!  After two long years of pandemic-related lockdowns, there’s never been a better time to brighten up your home with a fresh coat of paint. We’ve got all the latest colour trends covered.

This year, some paint experts are recommending deep and eccentric colours to help breathe new life into the place that has substituted your office, classroom, gym and entertainment space for the last 24 months. Others are taking a softer approach, with palettes of earth tones and colours inspired by nature. 

Here are the 2022 colours of the year, according to some of the top paint companies in North America:

Pantone’s colour of the year is the bold and deep Very Peri (PANTONE 17-3938). After many months in isolation, this soft yet spirited shade of violet-blue is meant to inspire curiosity and spark creativity.

Inspired by the shades of a sunset and the beauty of the sea, Valspar’s 2022 collection of colours provides a range of timeless options that will inspire calm and serenity in any room.

In recent years, grey has all but replaced white as the neutral of choice in modern décor. In 2022, several top paint producers have crowned silvery-green shades of this staple as their top colour, representing new beginnings and hope for the future.

Benjamin Moore’s October Mist (CC-550) provides a clean, crisp backdrop for virtually any accent colours. Behr’s Breezeway (MQ3-21) is cool and fresh, meant to uplift and expand even the smallest spaces.

October Mist, Benjamin Moore

Evergreen Fog, Sherwin Williams

Sherwin-Williams’ Evergreen Fog (SW 9130) is a refreshing and versatile colour, perfect for pairing with greens, blues and greys. Laurel Leaf, a warm and floral shade, has been chosen as the first-ever paint colour of the year from the Better Homes & Gardens’ collection.

If you’re looking for something a bit edgier, you’ll appreciate Glidden’s top pick for 2022: Guacamole (PPG1121-5). This rich and soothing shade of grey-green can bring a splash of sophistication to any room in your home.

The percentage of Canada’s labour force that works mostly from home has increased nearly eightfold since the spring of 2020.1 If you belong to this group of people, you’ve likely noticed that while you are spending far less money on transportation costs, your monthly bills have increased. Spending an additional eight to 12 hours per day at home – with the lights on, heat up, computer plugged in and increased internet usage – has increased your monthly utility bill.

Did you know all Canadians who worked more than 50% of the time from home for a period of at least four consecutive weeks in 2021 due to the COVID-19 pandemic can claim $2 for each day, up to a maximum of $500? If your home doubled as your office last year, be sure to take advantage of the Canada Revenue Agency’s deduction opportunity this tax season.

Who is eligible for a tax rebate? Anyone who spent at least 50 percent of their full- or part-time hours working from home for at least four consecutive weeks last year qualifies.

How does it work? There are two options for employees: The temporary flat rate method and the detailed method. 

The temporary flat rate method allows anyone who meets the eligibility criteria to easily apply for a $500 maximum rebate, provided they are not claiming any other work-related expenses on their tax return (i.e. motor vehicle expenses), and have not already been reimbursed by their employer. This method is only valid for 2020 (max. $400), 2021 and 2022. There is a simple form you can fill out to make the claim, and your employer will not have to sign off on anything.

The detailed method is more complex in that you will have to calculate the square footage of your home office and submit receipts to support your claim, including for heating, water, electricity, internet, phone, etc. Your employer will also have to complete as part of this method. However, you may be eligible for a tax return greater than $500. If you are claiming other work-related expenses, this may be the right option for you.

Consult this page of the CRA’s website to help you determine which method is best for you.

1 Statistics Canada, https://www150.statcan.gc.ca/n1/daily-quotidien/210804/dq210804b-eng.htm

Of all the rooms in your home, the kitchen might be the most daunting one to pack up. When it’s time to move, follow these four important steps to make packing your kitchen easy and stress-free!

1. Get organized. Before you start packing mugs and bowls into boxes, take inventory of each cupboard and drawer in your kitchen. Use this opportunity to purge or donate any items you do not intend to take with you. Next, gather all the packing materials you will need, including packing paper or bubble wrap, strong tape, boxes in various sizes, and a marker.
2. Set aside your essentials. You can’t leave everything to the last minute, so you’ll want to pack up the vast majority of your kitchen ahead of time and leave out only a few essential items to be used in the final days and weeks leading up to your move. Keep out one dish, bowl, mug, glass and set of cutlery per person, along with any small appliances used daily (i.e. a coffee maker). You may also need to hold back one multi-purpose pot or pan. On moving day, carefully pack all these items into one box and label it ‘essentials’.
3. Pack it in. Place similar items together, and organize your kitchen contents by size and fragility. For example, all flat plates should be packed together with a few sheets of packing paper in between each one. The same goes for bowls. Remember, most of these items are heavy and breakable, so be sure to use strong boxes or bins with snap-tight lids, and fill in any empty space with extra paper or bubble wrap.
   
   Tips for boxing breakables:
   • Double-tape the bottom of any cardboard boxes to support heavy items. Place a dishtowel or some scrunched-up packing paper at the bottom of each box to provide extra support for heavy dishes.
   • Clearly label each box or bin, identifying not only the room it belongs to (kitchen) but also the contents of the box (pots and pans, mixing bowls, cutlery, etc.). You’ll be glad you did when you’re looking for your favourite coffee mug.
   • Use special glass dividers that can be inserted into packing boxes to transport your stemware safely.
   • Fill the empty space inside the boxes with dish towels and other linens in order to keep items from shifting and potentially getting damaged. They have to be packed anyway!
   • Wrap your entire cutlery tray in packing paper or table cloth and place it flat inside a box.
   • Always wrap knives separately in paper or bubble wrap first and then in a  dishtowel. Place them on their side inside the box – never pointing up. And, be sure to clearly label this box.

4. Reduce food waste.  Before you move, take stock of the contents of your fridge, freezer and pantry. In an effort to minimize waste, try to think of easy recipes you can make to use up as many of these items as possible. On a moving day, but the remaining items in a cooler with cold packs. These items should be packed last before you leave, and unpacked first when you get to your new place.

Are you in the market for a new home in the York Region area (Richmond Hill, Aurora, Newmarket, Uxbridge, Simcoe and surrounding GTA area?

Before you start attending showings, there are several things you can do to prepare yourself and your family for one of the largest purchases you will ever make. With housing stock at historic lows and tight competition among buyers, you may be able to give yourself a competitive advantage by being prepared. 

Follow this list of tips to help you be as successful as possible when shopping for your new home.

Create a wishlist. List and rank all of the things you are looking for in a home. Consider things like the number of bedrooms, bathrooms and parking spaces you need; whether you want a home on one level or multiple; open concept or defined rooms; and your accessibility needs. Think about your priorities outside the home as well. Do you want to live near restaurants, parks, a particular school or a place of worship? Identify the things you are and are not willing to compromise on.

1. Choose a neighbourhood. One of the biggest questions you’ll have to ask yourself is where you want to live. If affordability is a concern, as it is for many in the current market, you may need to consider areas outside your preferred location. A real estate professional can help you identify neighbourhoods that will satisfy both your wishlist and your budget.
2. Create a budget. It’s important to assess your household’s weekly and monthly expenses before deciding what size loan you are comfortable taking on. It’s about more than simply what size mortgage you qualify for. Remember to take into consideration extra expenses associated with a home purchase, including moving costs, land transfer taxes, closing costs and potential renovations.
3. Get pre-approved. Once you’ve identified the size of your down payment and what you’re comfortable spending on a monthly mortgage, get it in writing. A professional mortgage specialist can offer you a pre-approval letter, outlining what you can afford to offer on a property. This can eliminate the need for a financing condition in your offer, which may make your bid stand out from other potential buyers.